Yes, you must become a member before you can use any products or services. When you apply for your credit card, you can become a member at the same time by opening a checking (spending) or savings account with a minimum deposit of $5.00. Stanford FCU will put the $5.00 requirement into the savings account on your behalf. It represents your ownership share, allowing you to fully participate and vote at our annual membership meeting. Membership eligibility is required, and you must have a U.S. address.
Credit Cards
Stanford Alumni & Athletics® Fan Rewards Visa® Credit Card FAQs
Do I need to be a member of the credit union to get a Rewards Credit Card?
Who can get the Stanford Alumni or Athletics® Fan Rewards Visa® Credit Card?
The Stanford Athletics® Fan Rewards Card is available to all Stanford fans! The Stanford Alumni Rewards Visa Credit Card is only available to Stanford alums, although sports fan alums may prefer the Stanford Athletics Fan Card—both cards support the Stanford Alumni Association and have the same features and benefits.
In addition to the rewards points, what other benefits do I get with a Stanford Alumni or Athletics® Fan Rewards Visa® Credit Card?
- No annual fee
- No foreign transaction fees
- No balance transfer or cash advance fees
- Manage your card with convenient online tools like text alerts, locking and unlocking your card, notifying us when you’ll be traveling, and more
- Emergency Card Replacement and Emergency Cash Delivery
- Travel and Emergency Assistance Services
- Roadside Dispatch
- Concierge Services
Learn more about all the extra benefits available with your credit card!
How long does it take to receive the Card?
You should receive your new credit card within 10 business days after you’re approved. If you do not receive it within 10 days, please contact Stanford FCU at 888.723.7328. If you are an alumni, please call 888.371.8584.
What is the bonus point value?
Earn one (1) point for every $1 spent (more if it’s 2X or 3X points). Each point is worth $.01, so 2,500 points have a $25 value. The bonus points can be redeemed for cash, gift cards, merchandise, hotels and airfare. You can redeem your points through Digital Banking. The maximum points earned per calendar year are 12,000 points for the 3X category and 6,000 points for the 2X category. The 1X category has no point maximum.
What are the rates and fees associated with the Rewards Credit Card?
Please visit our Rates and Fees page.
Does the Stanford Alumni Association or Stanford Athletics® receive compensation from Stanford FCU?
Yes. Both the Stanford Alumni Association and Stanford Athletics® have sponsorship and licensing agreements with Stanford Federal Credit Union. These programs assist in supporting activities and services for the Athletics Department, alums and students.
